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About 2.15 million Canadians had a home equity loan in 2014 with an average outstanding balance of $57K. (source: www.cbc.ca)
What is a HELOC?
A home equity line of credit, or HELOC, is a loan that uses the value of your home as collateral. The loan is approved as a line of credit, meaning you can borrow up to a certain amount and only pay interest on the amount you borrow. The interest rate is usually variable, meaning it can change over time.
Debt Consolidation Programs
If you are struggling with debt and looking for a proven solution, consider enrolling in a debt consolidation program. These programs offer customized debt relief solutions that take into account your unique financial circumstances and help you find the best path to debt freedom.
