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About 2.15 million Canadians had a home equity loan in 2014 with an average outstanding balance of $57K. (source:

What is a HELOC?

A home equity line of credit, or HELOC, is a loan that uses the value of your home as collateral. The loan is approved as a line of credit, meaning you can borrow up to a certain amount and only pay interest on the amount you borrow. The interest rate is usually variable, meaning it can change over time.

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Debt Consolidation Programs

If you are struggling with debt and looking for a proven solution, consider enrolling in a debt consolidation program. These programs offer customized debt relief solutions that take into account your unique financial circumstances and help you find the best path to debt freedom.

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