Debt consolidation is one of the most advantageous financial tools we have at our disposal to help you. Merge all of your debt into one, easy-to-tackle loan, and pay it off faster with our help.
In addition to the major banks, we work with credit unions and trust companies to get lenders competing, for your benefit.
No income, no credit, no problem. We work with over 100 partners that see you as more than just a number.
Borrow money against the equity in your home to use for big projects like business capital, investments, renovations, or emergency expenditures. Also known as a HELOC.
Education is crucial in the financial world. If you want to know what options are available to you to borrow money, you must understand what your home is worth.
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You’re not a number to us. We’ll work with you one-on-one to determine which partner makes the most sense for your unique financial situation.
We understand how difficult it can be to find the right partner when you’re struggling with high-interest debt. That’s why we offer creative solutions and personal consultations to help you find the best way forward.
A home equity loan is a type of loan that uses the appreciated value of your home, locking in a lower interest rate than other loans. Home equity loans can be used for anything including major expenses such as business capital, investing, home repairs, renovations, or debt consolidation.
When you take out a home equity loan, the lender will give you a lump sum of cash that you can use for any purpose. The interest rate on a home equity loan is usually lower than the interest rate on a traditional loan.
There are many benefits of borrowing against your home’s equity, including:
Using the equity in your home: Home equity allows you to use the equity in your home to finance major expenses at a much lower interest rate than other types of financing.
Locking in a lower interest rate: The interest rate on a home equity loan is usually lower than the interest rate on other types of loans, such as credit cards or personal loans. This can save you money on interest payments over time.
Improving your credit score: Using a home equity loan to consolidate debt and make timely payments helps improve your credit score.
Approvals Done in Days, Not Weeks
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No Obligation & No Credit Hits.
About 2 million Canadian homeowners had a home equity loan in 2014 with an average value of $57K. (CBC)
A home equity line of credit, or HELOC, is a loan that uses the value of your home as collateral. The loan is approved as a line of credit, meaning you can borrow up to a certain amount and only pay interest on the amount you borrow. The interest rate is usually variable, meaning it can change over time.
If you are struggling with debt and looking for a proven solution, consider enrolling in a debt consolidation program. These programs offer customized debt relief solutions that take into account your unique financial circumstances and help you find the best path to debt freedom.
Homeowner Debt Relief Experts
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